
I didn't plan on becoming a lender. After graduating from the Bauer College of Business at the University of Houston, I was job hunting with no luck when I accidentally paid my credit card twice and overdrew my account at Community Resource Credit Union. I went in hoping to get a $29.50 overdraft fee back. I sat down with the branch manager, we started talking about life, and I walked out with a job offer as a bank teller. Looking back, I can see how God put me in that credit union that day.
Over five years there, I held four roles (teller, member service representative, personal financial officer and mortgage loan officer) and learned lending from the ground up: credit, underwriting, and nearly every kind of home loan, from FHA, VA and USDA to construction, land and cash-out refinances. In 2020, I earned my mortgage loan originator license and joined Guarantee Mortgage, where I've been for more than six years.
More than ten years in finance and 600+ families later, I still love making a confusing process simple. These days I especially love helping families who are selling one home and buying the next, because that's when good guidance matters most.
I grew up in Baytown and have lived in Mont Belvieu since 2018. My three kids (13, 6 and 5) keep life busy. We love being outdoors together, whether it's swimming, playing sports, or heading out on a family adventure, and I'm always on the sidelines cheering them on. When you work with me, you're working with your neighbor.
I explain everything in plain English, before you sign anything.
You can reach me. Calls and texts get answered.
I work closely with your real estate agent so your closing dates line up.
Pre-Approval – Know what you can buy before you shop.
Shop – Work with your agent and find the right home.
Application – Send a few documents so your file is ready for underwriting.
Processing – We gather and organize everything the underwriter needs.
Underwriting – The underwriter reviews your file and issues the approval.
Closing – Documents go to the title company and you get your keys.
Helping Mont Belvieu and Baytown families sell one home and buy the next, with a clear plan from day one.
Blake Hutto, NMLS 1655572 | Guarantee Mortgage, LLC, NMLS 279696 | Equal Housing Opportunity | HuttoHomeLoans.com
Information on this website is for general educational purposes only and is not a commitment to lend or an offer of credit. All loans are subject to credit approval, underwriting guidelines and property eligibility. Programs, rates, terms and conditions can change without notice and other restrictions may apply.